The cost of insurance has skyrocketed, making owning a home or a car far more expensive. Insurance companies claim higher prices are justified by higher risks, but we found they are keeping more of our premium dollars than ever. And last year, they made record profits. Producer & Host: Sam Black Supervising Producer: Sam Quigley Editor: Sydney Guthrie Videographers: Evan Carter, Justin Feltman, Derek Knowles, Anita Kwan, Sam Rosenthal Graphics: Gerald Lane Production Manager: Isabel Atalaya Production Coordinator: Jodi Clemens Production Fellow: Astrid Dong Research Fellow: Daria Nastasia https://gofund.me/ead585e86

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